.ct-section {
width:100%;
background-size:cover;
background-repeat:repeat;
}
.ct-section>.ct-section-inner-wrap {
display:flex;
flex-direction:column;
align-items:flex-start;
}
.ct-div-block {
display:flex;
flex-wrap:nowrap;
flex-direction:column;
align-items:flex-start;
}
.ct-new-columns {
display:flex;
width:100%;
flex-direction:row;
align-items:stretch;
justify-content:center;
flex-wrap:wrap;
}
.ct-link-text {
display:inline-block;
}
.ct-link {
display:flex;
flex-wrap:wrap;
text-align:center;
text-decoration:none;
flex-direction:column;
align-items:center;
justify-content:center;
}
.ct-link-button {
display:inline-block;
text-align:center;
text-decoration:none;
}
.ct-link-button {
background-color: #1e73be;
border: 1px solid #1e73be;
color: #ffffff;
padding: 10px 16px;
}
.ct-image {
max-width:100%;
}
.ct-fancy-icon>svg {
width:55px;height:55px;}
.ct-inner-content {
width:100%;
}
.ct-slide {
display:flex;
flex-wrap:wrap;
text-align:center;
flex-direction:column;
align-items:center;
justify-content:center;
}
.ct-nestable-shortcode {
display:flex;
flex-wrap:nowrap;
flex-direction:column;
align-items:flex-start;
}
.oxy-comments {
width:100%;
text-align:left;
}
.oxy-comment-form {
width:100%;
}
.oxy-login-form {
width:100%;
}
.oxy-search-form {
width:100%;
}
.oxy-tabs-contents {
display:flex;
width:100%;
flex-wrap:nowrap;
flex-direction:column;
align-items:flex-start;
}
.oxy-tab {
display:flex;
flex-wrap:nowrap;
flex-direction:column;
align-items:flex-start;
}
.oxy-tab-content {
display:flex;
width:100%;
flex-wrap:nowrap;
flex-direction:column;
align-items:flex-start;
}
.oxy-testimonial {
width:100%;
}
.oxy-icon-box {
width:100%;
}
.oxy-pricing-box {
width:100%;
}
.oxy-posts-grid {
width:100%;
}
.oxy-gallery {
width:100%;
}
.ct-slider {
width:100%;
}
.oxy-tabs {
display:flex;
flex-wrap:nowrap;
flex-direction:row;
align-items:stretch;
}
.ct-modal {
flex-direction:column;
align-items:flex-start;
}
.ct-span {
display:inline-block;
text-decoration:inherit;
}
.ct-widget {
width:100%;
}
.oxy-dynamic-list {
width:100%;
}
@media screen and (-ms-high-contrast: active), (-ms-high-contrast: none) {
			.ct-div-block,
			.oxy-post-content,
			.ct-text-block,
			.ct-headline,
			.oxy-rich-text,
			.ct-link-text { max-width: 100%; }
			img { flex-shrink: 0; }
			body * { min-height: 1px; }
		}            .oxy-testimonial {
                flex-direction: row;
                align-items: center;
            }
                        .oxy-testimonial .oxy-testimonial-photo-wrap {
                order: 1;
            }
            
                        .oxy-testimonial .oxy-testimonial-photo {
                width: 125px;                height: 125px;                margin-right: 20px;
            }
            
                        .oxy-testimonial .oxy-testimonial-photo-wrap, 
            .oxy-testimonial .oxy-testimonial-author-wrap, 
            .oxy-testimonial .oxy-testimonial-content-wrap {
                align-items: flex-start;                text-align: left;            }
            
                                                            .oxy-testimonial .oxy-testimonial-text {
                margin-bottom:8px;font-size: 21px;
line-height: 1.4;
-webkit-font-smoothing: subpixel-antialiased;
            }
            
                                    .oxy-testimonial .oxy-testimonial-author {
                font-size: 18px;
-webkit-font-smoothing: subpixel-antialiased;
            }
                            

                                                .oxy-testimonial .oxy-testimonial-author-info {
                font-size: 12px;
-webkit-font-smoothing: subpixel-antialiased;
            }
            
             
            
                        .oxy-icon-box {
                text-align: left;                flex-direction: column;            }
            
                        .oxy-icon-box .oxy-icon-box-icon {
                margin-bottom: 12px;
                align-self: flex-start;            }
            
                                                                        .oxy-icon-box .oxy-icon-box-heading {
                font-size: 21px;
margin-bottom: 12px;            }
            
                                                                                    .oxy-icon-box .oxy-icon-box-text {
                font-size: 16px;
margin-bottom: 12px;align-self: flex-start;            }
            
                        .oxy-icon-box .oxy-icon-box-link {
                margin-top: 20px;                            }
            
            
            /* GLOBALS */

                                                            .oxy-pricing-box .oxy-pricing-box-section {
                padding-top: 20px;
padding-left: 20px;
padding-right: 20px;
padding-bottom: 20px;
text-align: center;            }
                        
                        .oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-price {
                justify-content: center;            }
            
            /* IMAGE */
                                                                                    .oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-graphic {
                justify-content: center;            }
            
            /* TITLE */
                                                            
                                    .oxy-pricing-box .oxy-pricing-box-title-title {
                font-size: 48px;
            }
            
                                    .oxy-pricing-box .oxy-pricing-box-title-subtitle {
                font-size: 24px;
            }
            

            /* PRICE */
                                                .oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-price {
                                                flex-direction: row;                                            }
            
                                    .oxy-pricing-box .oxy-pricing-box-currency {
                font-size: 28px;
            }
            
                                    .oxy-pricing-box .oxy-pricing-box-amount-main {
                font-size: 80px;
line-height: 0.7;
            }
            
                                    .oxy-pricing-box .oxy-pricing-box-amount-decimal {
                font-size: 13px;
            }
                        
                                    .oxy-pricing-box .oxy-pricing-box-term {
                font-size: 16px;
            }
            
                                    .oxy-pricing-box .oxy-pricing-box-sale-price {
                font-size: 12px;
color: rgba(0,0,0,0.5);
                margin-bottom: 20px;            }
            
            /* CONTENT */

                                                                        .oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-content {
                font-size: 16px;
color: rgba(0,0,0,0.5);
            }
            
            /* CTA */

                                                                        .oxy-pricing-box .oxy-pricing-box-section.oxy-pricing-box-cta {
                justify-content: center;            }
            
        
                                .oxy-progress-bar .oxy-progress-bar-background {
            background-color: #000000;            background-image: linear-gradient(-45deg,rgba(255,255,255,.12) 25%,transparent 25%,transparent 50%,rgba(255,255,255,.12) 50%,rgba(255,255,255,.12) 75%,transparent 75%,transparent);            animation: none 0s paused;        }
                
                .oxy-progress-bar .oxy-progress-bar-progress-wrap {
            width: 85%;        }
        
                                                        .oxy-progress-bar .oxy-progress-bar-progress {
            background-color: #66aaff;padding: 40px;animation: none 0s paused, none 0s paused;            background-image: linear-gradient(-45deg,rgba(255,255,255,.12) 25%,transparent 25%,transparent 50%,rgba(255,255,255,.12) 50%,rgba(255,255,255,.12) 75%,transparent 75%,transparent);        
        }
                
                        .oxy-progress-bar .oxy-progress-bar-overlay-text {
            font-size: 30px;
font-weight: 900;
-webkit-font-smoothing: subpixel-antialiased;
        }
        
                        .oxy-progress-bar .oxy-progress-bar-overlay-percent {
            font-size: 12px;
        }
        
        .ct-slider .unslider-nav ol li {border-color: #ffffff; }.ct-slider .unslider-nav ol li.unslider-active {background-color: #ffffff; }.ct-slider .ct-slide {
				padding: 0px;			}
		
                        .oxy-superbox .oxy-superbox-secondary, 
            .oxy-superbox .oxy-superbox-primary {
                transition-duration: 0.5s;            }
            
            
            
            
            
        
        
        
        
            .oxy-shape-divider {
                width: 0px;
                height: 0px;
                
            }
            
            .oxy_shape_divider svg {
                width: 100%;
            }
            .oxy-pro-menu .oxy-pro-menu-container:not(.oxy-pro-menu-open-container):not(.oxy-pro-menu-off-canvas-container) .sub-menu{
box-shadow:px px px px ;}

.oxy-pro-menu .oxy-pro-menu-show-dropdown .oxy-pro-menu-list .menu-item-has-children > a svg{
transition-duration:0.4s;
}

.oxy-pro-menu .oxy-pro-menu-show-dropdown .oxy-pro-menu-list .menu-item-has-children > a div{
margin-left:0px;
}

.oxy-pro-menu .oxy-pro-menu-mobile-open-icon svg{
width:30px;
height:30px;
}

.oxy-pro-menu .oxy-pro-menu-mobile-open-icon{
padding-top:15px;
padding-right:15px;
padding-bottom:15px;
padding-left:15px;
}

.oxy-pro-menu .oxy-pro-menu-mobile-open-icon, .oxy-pro-menu .oxy-pro-menu-mobile-open-icon svg{
transition-duration:0.4s;
}

.oxy-pro-menu .oxy-pro-menu-mobile-close-icon{
top:20px;
left:20px;
}

.oxy-pro-menu .oxy-pro-menu-mobile-close-icon svg{
width:24px;
height:24px;
}

.oxy-pro-menu .oxy-pro-menu-mobile-close-icon, .oxy-pro-menu .oxy-pro-menu-mobile-close-icon svg{
transition-duration:0.4s;
}

.oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-off-canvas-container, .oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-open-container{
background-color:#ffffff;
}

.oxy-pro-menu .oxy-pro-menu-off-canvas-container, .oxy-pro-menu .oxy-pro-menu-open-container{
background-image:url();
}

.oxy-pro-menu .oxy-pro-menu-off-canvas-container .oxy-pro-menu-list .menu-item-has-children > a svg, .oxy-pro-menu .oxy-pro-menu-open-container .oxy-pro-menu-list .menu-item-has-children > a svg{
font-size:24px;
}

.oxy-pro-menu .oxy-pro-menu-dropdown-links-toggle.oxy-pro-menu-open-container .menu-item-has-children ul, .oxy-pro-menu .oxy-pro-menu-dropdown-links-toggle.oxy-pro-menu-off-canvas-container .menu-item-has-children ul{
background-color:rgba(0,0,0,0.2);
border-top-style:solid;
}

.oxy-pro-menu .oxy-pro-menu-container:not(.oxy-pro-menu-open-container):not(.oxy-pro-menu-off-canvas-container) .oxy-pro-menu-list{
                    flex-direction: row;
               }
.oxy-pro-menu .oxy-pro-menu-container .menu-item a{
                    text-align: left;
                    justify-content: flex-start;
                }
.oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-open-container .menu-item, .oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-off-canvas-container .menu-item{
                    align-items: flex-start;
                }

            .oxy-pro-menu .oxy-pro-menu-off-canvas-container{
                    top: 0;
                    bottom: 0;
                    right: auto;
                    left: 0;
               }
.oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-open-container .oxy-pro-menu-list .menu-item a, .oxy-pro-menu .oxy-pro-menu-container.oxy-pro-menu-off-canvas-container .oxy-pro-menu-list .menu-item a{
                    text-align: left;
                    justify-content: flex-start;
                }

            .oxy-site-navigation {
--oxynav-brand-color:#4831B0;
--oxynav-neutral-color:#FFFFFF;
--oxynav-activehover-color:#EFEDF4;
--oxynav-background-color:#4831B0;
--oxynav-border-radius:0px;
--oxynav-other-spacing:8px;
--oxynav-transition-duration:0.3s;
--oxynav-transition-timing-function:cubic-bezier(.84,.05,.31,.93);
}

.oxy-site-navigation .oxy-site-navigation__mobile-close-wrapper{
text-align:left;
}

.oxy-site-navigation > ul{ left: 0; }
.oxy-site-navigation {
                        --oxynav-animation-name: none; 
                    }

                .oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(1){ 
                    background-color: var(--oxynav-brand-color);
                    transition: var(--oxynav-transition-duration);
                    margin-left: var(--oxynav-other-spacing);
                    border: none;
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(2){ 
                    background: transparent;
                    border: 1px solid currentColor;
                    transition: var(--oxynav-transition-duration);
                    margin-left: var(--oxynav-other-spacing);
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(2):not(:hover) > img{
                    filter: invert(0) !important;
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:hover{
                    background-color: var(--oxynav-activehover-color);
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(1) > a{
                    color: var(--oxynav-neutral-color);
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(2) > a{
                    color: var(--oxynav-brand-color);
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:hover > a{
                    color: var(--oxynav-brand-color);
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(1) > a::after{
                    color: var(--oxynav-neutral-color);   
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:nth-last-child(2) > a::after{
                    color: var(--oxynav-brand-color);   
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true']:hover > a::after{
                    color: var(--oxynav-brand-color);   
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true'] > ul{
                    display: none;
                }
.oxy-site-navigation > ul:not(.open) > li[data-cta='true'] > button, .oxy-site-navigation > ul:not(.open) > li[data-cta='true'] > ul{
                    display: none;
                }

                .ct-section-inner-wrap, .oxy-header-container{
  max-width: 1120px;
}
body {font-family: 'Open Sans';}body {line-height: 1.6;font-size: 16px;font-weight: 400;color: #404040;}.oxy-nav-menu-hamburger-line {background-color: #404040;}h1, h2, h3, h4, h5, h6 {font-family: 'Source Sans 3';font-size: 36px;font-weight: 700;}h2, h3, h4, h5, h6{font-size: 30px;}h3, h4, h5, h6{font-size: 24px;}h4, h5, h6{font-size: 20px;}h5, h6{font-size: 18px;}h6{font-size: 16px;}a {color: #0074db;text-decoration: none;}a:hover {text-decoration: none;}.ct-link-text {text-decoration: ;}.ct-link {text-decoration: ;}.ct-link-button {border-radius: 3px;}.ct-section-inner-wrap {
padding-top: 75px;
padding-right: 20px;
padding-bottom: 75px;
padding-left: 20px;
}.ct-new-columns > .ct-div-block {
padding-top: 20px;
padding-right: 20px;
padding-bottom: 20px;
padding-left: 20px;
}.oxy-header-container {
padding-right: 20px;
padding-left: 20px;
}@media (max-width: 992px) {
				.ct-columns-inner-wrap {
					display: block !important;
				}
				.ct-columns-inner-wrap:after {
					display: table;
					clear: both;
					content: "";
				}
				.ct-column {
					width: 100% !important;
					margin: 0 !important;
				}
				.ct-columns-inner-wrap {
					margin: 0 !important;
				}
			}
.oxel_iconlist {
 gap:10px;
 padding-left:12%;
}
.oxel_iconlist:not(.ct-section):not(.oxy-easy-posts),
.oxel_iconlist.oxy-easy-posts .oxy-posts,
.oxel_iconlist.ct-section .ct-section-inner-wrap{
gap:10px;
}
.oxel_iconlist__row {
 padding-top:8px;
 padding-left:8px;
 padding-right:8px;
 padding-bottom:8px;
 width:100%;
 margin-top:0px;
}
.oxel_iconlist__row:not(.ct-section):not(.oxy-easy-posts),
.oxel_iconlist__row.oxy-easy-posts .oxy-posts,
.oxel_iconlist__row.ct-section .ct-section-inner-wrap{
display:flex;
flex-direction:row;
align-items:center;
}
.oxel_iconlist__row__icon {
color: #7f8b93;}.oxel_iconlist__row__icon 
>svg {width: 18px;height: 18px;}.oxel_iconlist__row__icon {
 margin-left:32px;
 margin-right:32px;
}
.oxel_iconlist__row__label {
 font-family:'Montserrat';
 font-size:15px;
}
@media (max-width: 479px) {
.oxel_iconlist__row__label {
 font-size:12px;
}
}

.oxel_iconlist__row--dark {
}
.oxel_accordion {
 border-top-color:#adb4b9;
 border-right-color:#adb4b9;
 border-bottom-color:#adb4b9;
 border-left-color:#adb4b9;
 border-top-width:1px;
 border-right-width:1px;
 border-bottom-width:1px;
 border-left-width:1px;
 border-top-style:none;
 border-right-style:none;
 border-bottom-style:none;
 border-left-style:none;
 margin-right:0px;
 max-width:900px;
 padding-bottom:20px;
}
.oxel_accordion:not(.ct-section):not(.oxy-easy-posts),
.oxel_accordion.oxy-easy-posts .oxy-posts,
.oxel_accordion.ct-section .ct-section-inner-wrap{
display:flex;
flex-direction:column;
}
@media (max-width: 991px) {
.oxel_accordion {
}
}

.oxel_accordion__row {
 font-family:Open Sans;
 width:100%;
 padding-top:12px;
 padding-left:8px;
 padding-right:8px;
 padding-bottom:12px;
 text-align:justify;
 border-bottom-color:#eceeef;
 border-bottom-width:1px;
 border-bottom-style:solid;
 border-top-style:none;
 background-color:#f9f9fa;
 border-right-style:none;
 border-left-style:none;
 font-weight:600;
cursor: pointer;
}
.oxel_accordion__row:not(.ct-section):not(.oxy-easy-posts),
.oxel_accordion__row.oxy-easy-posts .oxy-posts,
.oxel_accordion__row.ct-section .ct-section-inner-wrap{
display:flex;
flex-direction:row;
justify-content:space-between;
}
.oxel_accordion__icon {
color: #374047;}.oxel_accordion__icon 
>svg {width: 18px;height: 18px;}.oxel_accordion__icon {
 transition-duration:0.3s;
 background-color:#ffffff;
 margin-top:20px;
 font-size:15px;
 color:#1e1e1e;
}
.oxel_accordion__row_left {
}
.oxel_accordion__row_left:not(.ct-section):not(.oxy-easy-posts),
.oxel_accordion__row_left.oxy-easy-posts .oxy-posts,
.oxel_accordion__row_left.ct-section .ct-section-inner-wrap{
display:flex;
flex-direction:row;
align-items:center;
}
.oxel_accordion__content {
 width:100%;
 padding-top:8px;
 padding-left:8px;
 padding-right:8px;
 padding-bottom:8px;
 border-bottom-color:#98a1a8;
 border-bottom-width:2px;
 border-bottom-style:none;
 overflow:hidden;
 opacity:1;
 transition-duration:3s;
 border-top-style:none;
 border-right-style:none;
 border-left-style:none;
 transition-property:max-height;
 text-align:left;
 max-height:3000px;
 margin-top:20px;
 margin-bottom:2px;
 font-weight:800;
 font-size:68px;
 color:#6b5f5f;
}
.oxel_accordion__content:not(.ct-section):not(.oxy-easy-posts),
.oxel_accordion__content.oxy-easy-posts .oxy-posts,
.oxel_accordion__content.ct-section .ct-section-inner-wrap{
display:flex;
flex-direction:column;
align-items:flex-start;
}
.oxel_accordion__content__hidden {
 max-height:0px;
 padding-left:8px;
 padding-right:8px;
 padding-top:0px;
 z-index:-1;
 padding-bottom:0px;
 transition-duration:0s;
}
.oxel_accordion__content__hidden:not(.ct-section):not(.oxy-easy-posts),
.oxel_accordion__content__hidden.oxy-easy-posts .oxy-posts,
.oxel_accordion__content__hidden.ct-section .ct-section-inner-wrap{
display:flex;
}
.oxel_accordion__row__label {
}
.oxel_dynamicslider {
 width:100%;
}
.swiper-container {
}
.oxel_dynamicslider__container {
 height:400px;
}
.swiper-wrapper {
 padding-top:0px;
 margin-bottom:109px;
}
.swiper-slide {
}
.oxy-superbox-primary {
}
.oxy-superbox-secondary {
}
.oxy-stock-content-styles {
}
.animate-text {
 color:#845c5c;
display: inline-block; overflow: hidden; white-space: nowrap; border-right: 2px solid #1e2a78; animation: typing 2.5s steps(15) forwards, blink 0.6s infinite; color:red;
}
.loan-program-cards-icon {
}
@media (max-width: 1120px) {
.loan-program-cards-icon {
}
}

.jump {
 margin-right:0px;
}
.text1 {
 font-size:58px;
}
.hover1 {
}
.ajax-btn {
}
.pop {
}
.popmake-224 {
 padding-left:2px;
 padding-right:2px;
}
.loan-program-cards-icon {
    animation: rotate-animation 10s infinite linear;
}

@keyframes rotate-animation {
	0% {
		transform: rotate(0deg);
  }
  50% {
		transform: rotate(180deg);
	}
	100% {
		transform: rotate(360deg);
	}
}

.jump{
  animation: 5s linear infinite jumpAni ;
}
@keyframes jumpAni{

0% {
    -webkit-transform: translateY(0);
    transform: translateY(0);
}

40% {
    -webkit-transform: translateY(-20px);
    transform: translateY(-20px);
}
100% {
    -webkit-transform: translateY(0);
    transform: translateY(0);
}
}

.text1{
animation: text1 6s ease-in-out infinite;
}

@keyframes text1{
  from{
    width: 0ch;
}
 to {
    width: 13ch;
}
}

.hover1 {
  transition: all 0.3s ease;
  transform: translateY(0);
}

.hover1:hover {
  transform: translateY(-10px); /* move up */
}


.resource-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
    padding: 20px 0;
    max-width: 1200px;
    margin: 0 auto;
}

.resource-card {
    border-radius: 10px;
    overflow: hidden;
    border: 1px solid #e0e0e0;
    background: #ffffff;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}

.resource-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.1);
}

.resource-card a {
    text-decoration: none;
    color: inherit;
    display: block;
}

.card-image-wrapper {
    position: relative;
    overflow: hidden;
    height: 180px;
    background: #f0f0f0;
}

.card-image-wrapper img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    transition: transform 0.3s ease;
}

.resource-card:hover .card-image-wrapper img {
    transform: scale(1.04);
}

.video-overlay {
    position: absolute;
    top: 0;
    left: 0;
    width: 100%;
    height: 100%;
    background: rgba(0, 0, 0, 0.35);
    display: flex;
    align-items: center;
    justify-content: center;
}

.play-button {
    width: 0;
    height: 0;
    border-style: solid;
    border-width: 18px 0 18px 32px;
    border-color: transparent transparent transparent #ffffff;
    margin-left: 6px;
}

.card-text {
    padding: 16px 18px 20px;
}

.card-text h3 {
    font-size: 15px;
    font-weight: 600;
    color: #1a2a4a;
    margin: 0 0 12px;
    line-height: 1.5;
}

.view-btn {
    display: inline-block;
    font-size: 13px;
    color: #C9A84C;
    font-weight: 600;
    text-decoration: underline;
    transition: color 0.2s ease;
}

.resource-card:hover .view-btn {
    color: #1a2a4a;
}

.no-media {
    color: #888888;
    font-size: 14px;
    text-align: center;
    padding: 30px 20px;
    grid-column: 1 / -1;
}

.resource-section {
    padding: 50px 40px;
    border-bottom: 1px solid #f0f0f0;
}

.resource-section h2 {
    font-size: 32px;
    font-weight: 700;
    color: #1a2a4a;
    text-align: center;
    margin-bottom: 30px;
    text-transform: capitalize;
}

@media (max-width: 1024px) {
    .resource-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

@media (max-width: 600px) {
    .resource-grid {
        grid-template-columns: 1fr;
    }
    .resource-section {
        padding: 30px 20px;
    }
    .resource-section h2 {
        font-size: 24px;
    }
}

.testi-header {
    display: flex;
    align-items: center;
    gap: 14px;
    margin-bottom: 14px;
}
.testi-avatar {
    width: 58px;
    height: 58px;
    border-radius: 50%;
    object-fit: cover;
    flex-shrink: 0;
    border: 3px solid #2cbdb8;
}
.testi-avatar-initial {
    width: 58px;
    height: 58px;
    border-radius: 50%;
    background: #1a2a4a;
    color: #ffffff;
    display: flex;
    align-items: center;
    justify-content: center;
    font-size: 22px;
    font-weight: 600;
    flex-shrink: 0;
    border: 3px solid #009b8e;
}
.testi-meta strong {
    display: block;
    font-size: 16px;
    font-weight: 700;
    color: #1a2a4a;
}
.testi-meta span {
    font-size: 12px;
    color: #888888;
}
.testi-rating {
    display: flex;
    align-items: center;
    gap: 10px;
    margin-bottom: 14px;
}
.testi-stars {
    font-size: 18px;
    color: #f5a623;
    letter-spacing: 2px;
}
.testi-date {
    font-size: 13px;
    font-weight: 600;
    color: #555555;
}
.testi-text {
    font-size: 14px;
    line-height: 1.9;
    color: #555555;
    margin: 0;
    font-style: italic;
}
.testi-text::before {
    content: '\201C';
    font-size: 40px;
    color: #009b8e;
    line-height: 0;
    vertical-align: -18px;
    margin-right: 4px;
    font-style: normal;
}
.no-testimonials {
    text-align: center;
    color: #888;
    padding: 30px;
}
.testi-slider-wrapper {
    max-width: 1100px;
    margin: 0 auto;
    padding: 20px 20px 40px;
}
.testi-slider {
    position: relative;
    overflow: hidden;
}
.testi-slide {
    display: none;
    grid-template-columns: 1fr 1fr;
    gap: 28px;
    animation: fadeIn 0.5s ease;
}
.testi-slide.active {
    display: grid;
}
@keyframes fadeIn {
    from { opacity: 0; transform: translateY(10px); }
    to   { opacity: 1; transform: translateY(0); }
}
.testi-card {
    background: #ffffff;
    border-radius: 16px;
    padding: 28px 28px 24px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.08);
    border: 1px solid #f0f0f0;
    position: relative;
    transition: transform 0.2s ease, box-shadow 0.2s ease;
}
.testi-card:hover {
    transform: translateY(-4px);
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.12);
}
.testi-card::before {
    content: '\201C';
    position: absolute;
    top: 16px;
    right: 24px;
    font-size: 64px;
    color: #009b8e;
    opacity: 0.15;
    line-height: 1;
    font-family: Georgia, serif;
}
.testi-dots {
    display: flex;
    justify-content: center;
    gap: 8px;
    margin: 30px 0 20px;
}
.testi-dot {
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: #cccccc;
    border: none;
    cursor: pointer;
    padding: 0;
    transition: background 0.2s ease, transform 0.2s ease;
}
.testi-dot.active {
    background: #009b8e;
    transform: scale(1.3);
}
.testi-btn-wrapper {
    text-align: center;
    margin-top: 24px;
}
.testi-show-all-btn {
    display: inline-block;
    background: #2cbdb8;
    color: #ffffff;
    padding: 14px 40px;
    font-size: 14px;
    font-weight: 700;
    letter-spacing: 1.5px;
    text-decoration: none;
    border-radius: 6px;
    transition: background 0.2s ease, transform 0.2s ease;
}
.testi-show-all-btn:hover {
    background: #007a6f;
    transform: translateY(-2px);
}
.testi-all-wrapper {
    max-width: 900px;
    margin: 0 auto;
    padding: 40px 20px;
}
.testi-all-card {
    background: #ffffff;
    border-radius: 16px;
    padding: 28px;
    margin-bottom: 20px;
    box-shadow: 0 4px 20px rgba(0, 0, 0, 0.07);
    border: 1px solid #f0f0f0;
    transition: transform 0.2s ease;
}
.testi-all-card:hover {
    transform: translateY(-3px);
}
@media (max-width: 768px) {
    .testi-slide {
        grid-template-columns: 1fr;
    }
    .testi-card {
        padding: 20px;
    }
    .testi-avatar,
    .testi-avatar-initial {
        width: 46px;
        height: 46px;
    }
}

.testi-form-wrapper {
    max-width: 700px;
    margin: 0 auto;
    padding: 40px 20px;
}
.testi-form {
    background: #ffffff;
    border-radius: 16px;
    padding: 40px;
    box-shadow: 0 4px 24px rgba(0,0,0,0.08);
    border: 1px solid #f0f0f0;
}
.testi-form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
    margin-bottom: 20px;
}
.testi-form-group {
    display: flex;
    flex-direction: column;
    margin-bottom: 20px;
}
.testi-form-group label {
    font-size: 14px;
    font-weight: 600;
    color: #1a2a4a;
    margin-bottom: 6px;
}
.testi-form-group label span {
    color: #e74c3c;
}
.testi-form-group input[type="text"],
.testi-form-group textarea,
.testi-form-group input[type="file"] {
    padding: 12px 16px;
    border: 1.5px solid #e0e0e0;
    border-radius: 8px;
    font-size: 14px;
    color: #333333;
    transition: border-color 0.2s ease;
    outline: none;
}
.testi-form-group input[type="text"]:focus,
.testi-form-group textarea:focus {
    border-color: #009b8e;
}
.testi-form-group textarea {
    resize: vertical;
    min-height: 120px;
}
.testi-star-input {
    display: flex;
    gap: 6px;
    margin-top: 4px;
}
.star-pick {
    font-size: 28px;
    color: #cccccc;
    cursor: pointer;
    transition: color 0.15s ease;
}
.star-pick.active {
    color: #f5a623;
}
.testi-form-submit {
    text-align: center;
    margin-top: 10px;
}
.testi-submit-btn {
    background: #009b8e;
    color: #ffffff;
    padding: 14px 48px;
    font-size: 15px;
    font-weight: 700;
    border: none;
    border-radius: 8px;
    cursor: pointer;
    transition: background 0.2s ease, transform 0.2s ease;
    letter-spacing: 0.5px;
}
.testi-submit-btn:hover {
    background: #007a6f;
    transform: translateY(-2px);
}
.testi-submit-btn:disabled {
    background: #cccccc;
    cursor: not-allowed;
    transform: none;
}
.testi-success {
    background: #e8f8f5;
    border: 1px solid #009b8e;
    border-radius: 10px;
    padding: 20px 24px;
    font-size: 15px;
    color: #007a6f;
    font-weight: 500;
    text-align: center;
}
@media (max-width: 600px) {
    .testi-form {
        padding: 24px 16px;
    }
    .testi-form-row {
        grid-template-columns: 1fr;
    }
}